Creating a Budget: How to Align your Money with your True Needs and Values

In this practical 8-page guide, you learn the basics of managing money, tracking expenses and meeting goals through budgeting. Gaining control of your finances is the first step in reducing stress. It's hard to be generous as you'd like to be when your bank account is strained. Money management is a critical life skill that we sometimes avoid, but brings relief to your life as you align your money and values.

This guide is intended to help you:

• Identify your needs and priorities for your money
• Reflect your faith and values in your financial habits
• Create or improve your budget
• Improve your overall financial health and vitality

Additional budget tool:

• You can easily create your own budget with this free Budget Worksheet (Excel spreadsheet).

Also see episode two of the Smart Living, Simple Money podcast: Budgeting.